About Standard Life Insurance

Through Aegon Scottish Equitable, Standard Life Direct offers you some simple Life Insurance policies, which aim to protect you and your family against unexpected circumstances and also protects them when you have gone.

Most of us are not willing to plan for life for our family members after we die, since it is a rather unpleasant subject. But it is important that we make provisions for them and that we plan to provide them with some form of cushioning from the difficulties that they may face.

Simply Life is one of Standard Life Insurance’s major policies targeted at those who are 49 and under. It is easy to apply for it and you have various options to choose from. You can choose to have Level Life Insurance where the amount you are insured for remains static until the end of the term of the policy; or you may choose to have a Reducing Life Insurance where the amount steadily decreases over the life of the policy. The second option is usually chosen to protect a repayment mortgage.

In this policy terminal illness benefits are automatically included in the policy, and you can also opt for single or joint policies.